At Oldfield Group Wealth Management, we work with individuals who’ve spent decades working, saving, and making smart decisions—now you’re ready for the next phase. But retirement isn’t just about stopping work. It’s about rethinking how your money serves you for the rest of your life.
As you transition from building wealth to preserving and enjoying it, everything changes—from how you invest to how you draw income. This shift can feel overwhelming. But with the right advice, it doesn’t have to be. We provide experienced, thoughtful financial planning for pre-retirees and retirees who want to feel confident that their wealth will last—and that their legacy will live on.
You’ve done the saving—now it’s time to make it work for you
One of the most common concerns we hear is: “Do I have enough?” Our job is to help you move past that fear and into a place of financial clarity. Whether retirement is around the corner or already underway, we build plans that answer critical questions: How much can you spend? How long will it last? How can you reduce taxes and still support your lifestyle?
We show clients how to shift from accumulation to decumulation—strategically drawing down assets to generate lifelong, tax-efficient income. Our advice goes far beyond investments. We consider health care costs, charitable giving, pensions, RRIFs, insurance, and legacy planning—bringing it all into one plan that works for you.
What sets our approach apart?
At Oldfield Group Wealth Management, financial planning isn’t one-size-fits-all. We take time to understand what truly matters to you—whether it’s travelling more, helping your children, or knowing you’ll never be a financial burden to loved ones. Then we help you structure your wealth to support those goals, now and in the future.
Our in-house tax specialist ensures your plan is optimized—not just for today’s income needs but for the long term. Many clients are surprised to learn how much taxes can chip away at retirement wealth without the right strategy. From income splitting to withdrawal sequencing, we use every available opportunity to protect what you’ve worked for.
Here’s how we help retirees and pre-retirees:
- Create a reliable, tax-efficient income stream that supports your desired lifestyle
- Reduce the risk of outliving your money through smart withdrawal strategies
- Minimize taxes through retirement income planning, pension integration, and credits
- Revisit and rebalance investments to align with your current risk tolerance and goals
- Build a plan that preserves wealth for future generations and supports charitable giving
- Manage health care costs and prepare for later-life expenses with confidence
Protecting your legacy, your way
Legacy means something different to everyone. For some, it’s about leaving behind financial security for children or grandchildren. For others, it’s about supporting causes close to your heart. Whatever it means to you, we help turn those wishes into a plan—while minimizing taxes, avoiding probate issues, and ensuring your wealth transfers efficiently.
Our team doesn’t just create legacy plans—we implement them with you. That means coordinating with your accountant, lawyer, and family members, ensuring every piece is in place and nothing is left to chance.
Why our clients feel more confident about retirement
Many of our clients tell us they feel a sense of relief after our first meeting. That’s because our process is designed to provide clarity. You’ll know where you stand, what’s possible, and how to move forward with confidence.
We’re by your side through the years, revisiting your goals, adjusting your strategy, and making sure your retirement evolves the way you want it to. Whether you’re in your 50s and planning ahead or already retired and unsure about your next step, we’re here to help.