At Oldfield Group Wealth Management, we believe wealth isn’t just for preserving—it’s for propelling something greater. Charitable giving is one of the most powerful ways to turn your financial success into lasting significance. Whether it’s funding local causes, supporting medical research, or setting up scholarships for future generations, your generosity can—and should—reflect what you value most.
We help clients turn intent into action. More than that, we help make that action sustainable, strategic, and deeply integrated into your long-term financial plan. Because giving should never be an afterthought—it should be part of your wealth’s DNA.
Strategy meets heart
Charitable giving isn’t about writing one cheque and hoping it lands well. It’s about being intentional. Smart giving means your generosity works harder—supporting causes today while laying a foundation for tomorrow. At Oldfield Group, we embed giving into the core of your financial plan. Retirement income, tax reduction, estate planning—we align it all, so your impact is maximized without compromising your other goals.
Want to give appreciated securities? Thinking of setting up a donor-advised fund? Curious about naming a charity in your life insurance policy? We walk you through every option—and make it work within your broader strategy.
Donor-advised funds: generosity made simple
Donor-advised funds (DAFs) are one of the most flexible, efficient tools in modern philanthropy. You get immediate tax benefits, maintain control over where and when the funds are distributed, and remove the administrative burden of setting up your own foundation.
It’s a clean, effective way to support causes close to your heart while enjoying tax efficiency and long-term giving flexibility. We help you set it up, align it with your investment strategy, and ensure your giving plan keeps pace with your life.
Appreciated securities: give more, owe less
Donating publicly traded securities can be one of the most tax-smart charitable giving strategies available. By gifting shares directly to a registered charity, you avoid capital gains tax and receive a donation receipt for the full market value.
It’s a simple move with powerful impact—maximizing both your generosity and your financial efficiency. We help you identify the right assets to donate and coordinate the logistics with your accountant and charitable organization.
Life insurance: impact that lasts beyond your lifetime
Naming a charity as a beneficiary of a life insurance policy is a powerful way to amplify your giving. Whether it’s a policy you already own or one you purchase specifically for charitable purposes, the benefits are twofold: your legacy endures, and your estate may benefit from valuable tax credits.
It’s an elegant solution for clients who want to leave a substantial gift without affecting their current financial plan. We structure these policies for maximum efficiency and impact.
Tax efficiency matters
Every dollar you give should count. That’s why charitable giving must be paired with tax strategy. From the timing of your donation to how it aligns with your income, retirement withdrawals, and estate plans, our team ensures your
generosity doesn’t increase your tax burden—it reduces it.
We use advanced tax strategies to help clients:
- Sequence charitable gifts with other income flows
- Leverage donation tax credits at the right time
- Integrate giving into estate and legacy planning
- Offset capital gains and reduce estate taxes
Family unity through shared giving
Charitable giving can be a beautiful way to bring families together. By involving your children and grandchildren in your giving strategy, you pass on more than money—you pass on purpose. These conversations spark deeper discussions about values, responsibility, and what kind of legacy your family wants to create.
We help facilitate those discussions and create structures that allow future generations to carry your vision forward—through family foundations, multi-generational donor-advised funds, or shared gifting plans.
The importance of a plan
One-time gifts may offer a quick sense of fulfilment, but structured giving creates long-term, sustainable change. Without a plan, even the best intentions can fall short. That’s why we work with clients to create cohesive charitable giving strategies—ones that evolve, adapt, and grow alongside your wealth and your goals.
With a well-designed plan, you’ll know your giving is making a measurable difference—while supporting your family’s financial future and honouring your legacy.
We handle the complexity so you can focus on the cause
Coordinating with legal and tax professionals. Managing investment implications. Ensuring compliance with CRA regulations. It’s a lot—but we take care of it. You focus on why you give; we handle the how.