At Oldfield Group Wealth Management, we understand what it takes to build a business from the ground up—because we’ve done it ourselves. We work with business owners and entrepreneurs who have spent years, sometimes lifetimes, building something meaningful. Whether you’re just starting out or you’ve grown into a well-established enterprise, your financial needs are complex, dynamic, and deeply personal. And that’s exactly where we come in.
We offer professional financial advice for business owners who want more than profit—they want peace of mind, long-term security, and the ability to enjoy the wealth they’ve built. Your business may be thriving, but true wealth comes from having a plan that protects your personal lifestyle, both today and in retirement. That means building wealth inside and outside your business—intentionally, tax-efficiently, and with a clear strategy that adapts as you grow.
More than a strong balance sheet: financial advice that works for you
Many small business owners think that running a profitable business is enough. And while profitability is essential, it’s not the full story. Without strategic financial planning, taxes can erode what you’ve worked so hard to build. Without succession planning, your legacy may be left to chance. And without diversified investments beyond your business, you may find yourself too closely tied to a single source of income—even when you’re ready to step away.
At Oldfield Group Wealth Management, our financial advice for small business owners is structured, forward-looking, and deeply tailored to your unique situation. We’ll help you see the bigger picture—then build the tools and strategy to protect it.
We help business owners:
- Develop a tax-smart plan for personal income and corporate surplus
- Reduce their tax burden with holding companies, life insurance, and smart compensation strategies
- Diversify their wealth outside the business for long-term financial independence
- Create a succession plan that honours the value of their life’s work
- Build a retirement income stream that’s sustainable and tax-efficient
Succession planning: protecting your life’s work
For many business owners, the company isn’t just an asset—it’s your legacy. But without a succession plan, it can also be a liability. Whether you plan to sell, pass it down to family, or wind it down, we’ll help you develop a clear roadmap that gets you the return you deserve. Succession planning isn’t something you do at the last minute. It’s a long-term strategy that affects everything from your tax bill to your peace of mind.
Our team provides the financial advice business owners need to step back on their terms—with confidence, clarity, and a real plan in place. From valuations to corporate restructuring, we collaborate with your accountant and legal team to ensure every piece fits.
Tax-efficient strategies for entrepreneurs
Running a business in Canada means living with tax complexity. But with the right advice, it’s possible to reduce tax drag, shelter wealth, and make smarter decisions about compensation, dividends, and surplus. We help small business owners use tools like holding companies, corporately owned life insurance, and RRSP/TFSA strategies to minimize tax and keep more of their money working for them.
Our in-house tax expertise means we incorporate tax planning from day one. It’s this level of integration and forward-thinking that makes our financial advisor team for small business owners truly different.
Life after business: planning your income, your way
Eventually, every business owner faces the same question: what’s next?
Whether retirement is five years away or twenty, we’ll help you shift from building the business to building your lifestyle. That means creating a well-diversified investment portfolio outside your company—one that generates reliable, tax-efficient income long after you’ve sold or moved on. Our job is to ensure your wealth transitions with you, so you can enjoy what you’ve built without fear of running out. Many of our clients call this their “decade of fun”—and we want to help you enjoy yours without financial stress.